Finding your dream home can seem a daunting task as a first time buyer, but OnTheMarket can help ensure you stay ahead of the game, because it’s in the business of improving the way you search
OnTheMarket features thousands of new properties each month, 24 hours or more before they are advertised on Rightmove or Zoopla.* These properties automatically feature at the top of the search results pages. Once you know where you want to buy, you can set up a free instant property alert and have the latest properties which come to market emailed directly to your inbox.
You can also choose your price range, property type and the number of bedrooms as well as search for specifics such as parking or a garden.
OnTheMarket’s map tool enables you to draw a search area, meaning you will only receive search results and any property alerts for available homes within a specified boundary. You can include train stations and schools or whatever else is relevant and important for you. You can save this search with all of your other specifications.
To understand what you can afford to buy, it is worth checking sold prices for the area in which you want to live. From OnTheMarket’s main navigation, select Value my home and choose Sold prices. This simple and free way to check property prices paid uses Land Registry data and will help you to estimate property values throughout the UK.
The better informed you are about what local houses are being sold for, the better placed you are to appreciate what it might be worth offering for a property. Visit OnTheMarket’s Home Price Guide to gain a wider insight into your local property market.
You can also search new homes for sale from the UK’s leading developers such as Barratt Homes, Persimmon Homes and Linden Homes.
With exclusive access to certain properties before any other portal, OnTheMarket ensures you are the first to know about the new flats and new build property developments for sale which match your requirements when you set up a property alert.
OnTheMarket’s extensive advice section will put your mind at ease when you are looking to buy a new build home. The in-depth guides and checklists will help you to make the right decision when it comes to buying your first property.
The Government has said it will extend Help to Buy from 2021 until 2023, which can provide buyers with loans (interest-free for the first five years) of up to 40% of the value of a new build home as long as they can raise a 5% deposit.
The house buying process in this country can be full of unexpected twists and turns and stop-start moments, so the most important factor is to consult with local estate agents because they understand the market better than anyone in a particular area. They can, of course, help guide you through the entire buying process.
Whitehall suggests that buying a home can usually take between two and three months, so it’s always advisable to get as organised as possible from the very start.
Whether you’re applying for a mortgage, or getting a solicitor on board, there are documents you’ll need to have to hand as you go through the process, whether that’s proof of identity, proof of address or proof of where your funds are coming from. These include passports and utility bills, bank statements, self-assessment documents and a letter if you’re being gifted money, for example. But an estate agent will be able to help guide you through all of this.
To find an agent in the area you want to buy, select Agents from OnTheMarket’s main navigation.
*See onthemarket.com/newandexclusive. Agents specify exclusivity.