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Family Mosaic: Making Affordable Homes for FTBs

Family Mosaic

According to a recent report commissioned by the Local Government Association (LGA), only one in five 25-year-olds can now hope to own their own home, highlighting the state of the current property market and the financial struggle that first time buyers continue to face

One of the reasons raised is high rental rates, meaning potential buyers are struggling to save for the deposit necessary for an outright purchase. Stuart Spence, Head of Sales at London-based housing association Family Mosaic says, “High property prices inevitably mean high deposits and if you’re currently renting, it can be a real struggle to put a substantial amount of money aside each month. But for those without large amounts of savings, or who aren’t able to get help from the Bank of Mum and Dad, there are still options to home ownership. By buying a percentage of the property through shared ownership, or securing an equity loan through Help to Buy, you can take your first step on the property ladder with a more realistic savings target.

“With the current low interest rates and continued predicted growth in the UK housing market, albeit at a slower rate, those with the necessary resources may find now is a good time to buy. At Family Mosaic, we strive to provide good quality homes available through a number of purchasing options, to make the dream of getting on to the property ladder a reality for as many people as possible.”

With properties in all corners of London, first time buyers have a wide selection of new homes to choose from through Family Mosaic. Current private sale, shared ownership and Help to Buy developments available in thriving areas of the capital include:

Edgware, HA8
Canons Row
From £96,600*
In the highly accessible Edgware area, this shared ownership development provides one, two and three bedroom apartments in a leafy greenbelt zone, with enviable parking included in the purchase price.  A one bedroom apartment in the development costs from £96,600 for a 30% share, with a full market value of £322,000
*For a 30% share of a one bedroom apartment ,with a full market value of £322,000.



Camberwell, SE5
From £375,000
Available through private sale and Help To Buy, Canvas is a collection of one, two and three bedroom apartments sitting in the lovely spot between Camberwell and Peckham’s arts and entertainment scene. A development show home is now available for viewings. Prices start from £375,000 for a two bedroom apartment.



Greenwich, SE10
The Gramercy Greenwich
From £565,000 (private sale)
Shared ownership prices TBC
Mirroring its historic surroundings on Creek Road in Greenwich, The Gramercy Greenwich is a development of one, two and three bedroom apartments and two, three and four bedroom houses, available through private sale and shared ownership. A two bedroom apartment through private sale starts from £565,000. Shared ownership prices are yet to be confirmed.


Greenwich, SE10
Charters Wharf
From £535,000 (private sale)
From £158,363* (shared ownership)
Charters Wharf is a collection of two and three bedroom shared ownership and private sale apartments, overlooking Deptford Creek and just a five-minute walk from Royal Greenwich. A two bedroom apartment costs from £535,000 through private sale and, with shared ownership, a 30% share is from £158,363.
*For a 30% share, with a full market value of £527,875

Stratford High Street
Shared ownership prices TBC
These 26 modern one and two bedroom shared ownership apartments offer affordability in a blossoming regeneration area, close to Stratford transport hub, with views of the London Stadium.



Across all these tenures and in all locations, including premium areas such as Islington and Greenwich, Family Mosaic focuses on high quality. Working closely with reputable interior designers and expert partners, the developer ensures the interior of their properties mirror the cutting-edge designs of the exterior. This range of affordable, mixed tenure housing will increase in 2017, as Family Mosaic launches further developments available through shared ownership, within Southwark and Lewisham, and a selection of Help to
Buy developments located throughout
the capital.

*All prices correct as of 10 January 2017

For further information about Family Mosaic homes, please visit

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